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Ontario income tax calculator 2026

How much tax will you pay in Ontario this year? Enter your income for federal and Ontario tax, your marginal rate and your take-home pay — instantly.

Your 2026 income

Yearly amounts, before tax. Ontario residents.

Half of a capital gain is taxable.

How this calculator works

It applies the 2026 federal brackets (14%, 20.5%, 26%, 29% and 33%) and the 2026 Ontario brackets (5.05% to 13.16%), then subtracts the basic personal amounts and your CPP, EI and Canada employment amount credits. Ontario surtax, the Ontario tax reduction and the Ontario Health Premium are included.

Marginal rate is the tax on your next dollar of ordinary income — the number that matters for RRSP decisions. Average rate is your total income tax divided by your total income.

Want the full picture, including credits for medical expenses, donations, tuition and dependants? That's what we do. Read Ontario tax brackets for 2026, in plain English.

Ontario taxes 5.05% on the first $53,891 of taxable income, 9.15% up to $107,785, 11.16% up to $150,000, 12.16% up to $220,000 and 13.16% above that, plus surtax on higher provincial tax.

14% up to $58,523, 20.5% up to $117,045, 26% up to $181,440, 29% up to $258,482 and 33% above that.

It's a solid estimate for typical situations. Your actual tax depends on credits and deductions this tool doesn't ask about. Book a consult for a precise number.

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Want a pro to run the numbers?

Every tool here ends in the same place: an advisor who sees your whole picture. Book a consultation.

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